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You're right-- thanks. I will call tomorrow and make the request. Thanks again ~

Truthfully, I'm sure her entire vehicle isn't worth $3,000. She had dings and dents and rusty areas of paint missing all over her car. Even the police officer told me it was obvious I didn't hit her hard enough to do any damage.

I was involved in a fender bender. A car in front of me stopped abruptly and I tapped the car's bumper. No visible damage but filed a police report. Unfortunately, my insurance coverage had lapsed and I was unaware. I was diagnosed with cancer this summer and had been battling that. It's...