Money Order Deposit Scam (Potentially)

S

Shine9004

New Member
Jurisdiction
New York
Hello

I reported this situation to other forums but I am trying to get as much info as I can.

The other day, a man asked me to put in a money order for him since his account wasn't working. Feeling bad, I allowed him to put the money in my account and then withdrew the money. All day, my guts have been telling me that this was a bad idea. I do not know if the money order is real, stolen, or forged. What's the worse that can happen if the money order turns out to be stolen? Will I get in trouble? I'm really panicking right now so anything can help.

The MO was for $990 and he only wanted $900.

I believe I could potentially be a victim of a fraud scheme

Any advice and information is greatly appreciated.
 
Wow you found me here to. Okay I will. I just have trouble dealing with this type of situation.

Wow you found me here to. Okay I will. I just have trouble dealing with this type of situation.
Just trying to be 100% clear with everything



I don't know this person. The entire situation was very confusing. If I'm out $990, I'm okay with that. I just don't want to be stressed out that's all


I know and that's where I really messed up
 
I haven't seen you on other sites yet. The worst that can happen is that you are out $990.

Do you know this person? I can't imagine doing anything like that for anybody who just walked up to me at the supermarket.
 
Shine9004 said:
Hello
All day, my guts have been telling me that this was a bad idea.
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It's a shame that your guts didn't tell you that before you did it. Anytime some random person comes up to you with a story like this you pretty much can bet it is a scam. If it was truly a good money order he'd have had no trouble finding a place to cash or deposit it. He'd not need a some stranger to help him with that. Sure, he might have to wait a few days for the money order to clear to get his money, but he'd have gotten it. What you are likely to find is that the money order was no good and that you are out $990 when your bank reverses the credit it gave you for the check.
 
Shine9004 said:
I am posting in as many threads as I can so I know what I am going to do and take advice from multiple sources.
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anythingyou say.gif

mirandawarninginfographic.png

With these rights I read to you, do you now wish to speak with me?

Your answer should always be, "No, I want a lawyer."

Once you've uttered those five words, the only other things you should say are: name, address, date of birth, religious preference, medical information required to save your life, and next of kin (in case you get shanked).
 
Shine9004 said:
Hello

I reported this situation to other forums but I am trying to get as much info as I can.

The other day, a man asked me to put in a money order for him since his account wasn't working. Feeling bad, I allowed him to put the money in my account and then withdrew the money. All day, my guts have been telling me that this was a bad idea. I do not know if the money order is real, stolen, or forged. What's the worse that can happen if the money order turns out to be stolen? Will I get in trouble? I'm really panicking right now so anything can help.

The MO was for $990 and he only wanted $900.

I believe I could potentially be a victim of a fraud scheme

Any advice and information is greatly appreciated.
Click to expand...
You didn't think it was odd that his account wasn't working? Did you ask why it wasn't working? You do know you don't need a bank account to cash a money order, right? He could have taken it to a check cashing place, for instance, and they would not have charged him $90 to cash it. It's funny how you didn't think him asking you to cash it was extremely odd.
 
Yes it was very odd. The person said he was unable to deposit it in his account and needed help (which I did).

Right now I am unsure whether the MO was fraudulent to begin with since the man said his job payed him with it, which could be false.
 
Nobody gets paid with money orders.
You can expect this to come back and bite you. You aren't gong to have any legal trouble over it. You'll just be out the money.
 
Shine9004 said:
Right now I am unsure whether the MO was fraudulent to begin with since the man said his job payed him with it, which could be false.
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I'm curious.

Did you know this person BEFORE he approached you with his request?

I suspect the worst that will happen to you, if this was a SCAM is that you'll be out $990 PLUS any overdraft or bounced check fees charged by your banking institution.

If you knew the person, who used you to pass "bad paper", the authorities MIGHT try to tie you to the scheme.

If its the latter, rather than the former, prepare yourself today with what you won't say tomorrow (or when the police come knocking).


 
army judge said:
I'm curious.

Did you know this person BEFORE he approached you with his request?

I suspect the worst that will happen to you, if this was a SCAM is that you'll be out $90 PLUS any overdraft or bounced check fees charged by your banking institution.

If you knew the person, who used you to pass "bad paper", the authorities MIGHT try to tie you to the scheme.

If its the latter, rather than the former, prepare yourself today with what you won't say tomorrow (or when the police come knocking).


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I did NOT know the person. He approached me asking for assistance. If I lose money then so be it. I watched the videos you sent and I hope the police aren't going to be involved. I did report to the FTC and filled out a complaint form. Unsure if that is going to help but we shall see.
 
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Shine9004 said:
I did NOT know the person. He approached me asking for assistance. If I lose money then so be it. I watched the videos you sent and I hope the police aren't going to be involved. I did report to the FTC and filled out a complaint form. Unsure if that is going to help but we shall see.
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So some random stranger approached you on the street and asked you to cash a $990.00 MO for him...and just like that you did it?

You are either unloading a truckload of manure or are in need of guardianship.
 
Shine9004 said:
I did NOT know the person. He approached me asking for assistance. If I lose money then so be it. I watched the videos you sent and I hope the police aren't going to be involved. I did report to the FTC and filled out a complaint form. Unsure if that is going to help but we shall see.
Click to expand...
justblue said:
So some random stranger approached you on the street and asked you to cash a $990.00 MO for him...and just like that you did it?

You are either unloading a truckload of manure or are in need of guardianship.
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Unfortunately, yes. I understand that I was being stupid which is why I am trying my best to resolve the issue. I was inside of a bank when the person approached me (he too was in the bank).
 
Shine9004 said:
I was inside of a bank when the person approached me (he too was in the bank).
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That video will help if the police come a calling.

It will also help the police identify the rascal.

Shine9004 said:
I watched the videos you sent and I hope the police aren't going to be involved.
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At least you know what you should do, if Det. Sgt. Joe Friday does want to chat you up.

Shine9004 said:
I did report to the FTC and filled out a complaint form. Unsure if that is going to help but we shall see.
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The cops might want to know why you didn't come to them first.

Until the next shoe drops, you'll just have to wait patiently to see how this ends.
 
Shine9004 said:
Unfortunately, yes. I understand that I was being stupid which is why I am trying my best to resolve the issue. I was inside of a bank when the person approached me (he too was in the bank).
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Why would you do that for a stranger? Nobody is that nice or naive. Not in this day and age.
 

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