Barbara Boles
New Member
- Jurisdiction
- Illinois
So in 2013 I purchased a Buick Rendezvous from Ideal Auto Sales in Mattoon Illinois. The total cost of the vehicle interest at all was around about $11,000. I paid approximately $320 a month on it and had it for 2 years....we fell into a financial hardship and couldn't afford it anymore so I called them and had them come get it. So in 2015 they began garnishing my wages... in 2018 it stopped for two weeks and then I received notice they were garnishing again and for estimated $3,200. So now finally in January of 2015 the last of the garnishment was done. Now here August of 2019 I just received another notice saying they are garnishing my wages yet again for $470 once again for interest. So I'm not sure if I have the paperwork buried away somewhere so I called Ideal Auto Sales asking if I could get a copy of my contract so I could read the wage information and total amount that I signed for (which I believe was approximately $11,000 interest and all if we paid the vehicle off)... but they told me I must write a letter, get it notarized and send a $25 money order in order to get a copy of my contract or any documentation that I would like on the auction of the vehicle. So by my calculations while owning the vehicle I paid approximately $7,680 then garnishment I have paid $10,524.68 and now owe another $470..... I don't see where they could have possibly auction the vehicle off and took the profit away from my balance that I owed... isn't is there a law stating they must auction the vehicle and take the profit away from the balance that I owed on it? Do you think what they are doing is legal?