Thank you for your comment, I met up with my Broker and the Builder. - I showed the builder all the emails sent to me. We also informed the builder the we don't want to deal with the loan officer anymore. The builders and mortgage company has a pretty close relationship so unfortunately I cannot...
I went online - the change was release in December 2013 when she emailed in June, she didn't bother to check the cap - then when I spoke with her Saturday she told me that the law changed which now I know she was lying to me.
We found a house to be built in Hillsborough county in May and signed the contract while still living in NYC.
The loan was modified as "second home" conventional loan since I was still living in NYC. There are few things that didn't sound right with the loan officer, when she found out that my...