As of today the payments are current. Should I consult a lawyer locally, or go file a police report? Nothing is in this person's name and I doubt he could quote the exact monthly payment. I would prefer to just take the car back now and sell it, than wait three months for lender to repo it...
My "Friend" and I agreed that he would assume responsibility for my loan payments because I wanted to sell my car. He also agreed to transfer the car to a loan in his name, although with his credit I assume this will not be possible. For the past two years he has never made a payment on time...