Recent content by tsmith58

I also forgot to mention a representative at the DOCA was able to review the details of this case, however was unable to pursue due to the fact that the repossession company is no longer licensed and has consolidated with another organization. This same representative suggested I could pursue...

Could you explain to me what publicly accessible means? Even though this property is privately owned, has restricted access to unauthorized vehicles and the code may have be shared with additional individuals not authorized to possess the code, it seems improper, and a possible charge of...

The law I am referencing from the DOCA is mentioned below however, since I am not a lawyer and this may only apply to conducting business, my interpretation may be inaccurate. Business and Professions Code Repossessors Article 9. Prohibited Acts and Citations The director may assess...

lol, too hilarious!

Might have violated community rules but there was nothing illegal about the repo itself. Thank you

Yes that is true, they are the legal owners of the vehicle, however, there is a contract between the borrower and the finance company that requires both parties to abide by. There are also legal laws to protect the consumer and finance company in this matter.

That is what I do not know. It was parked in a gated community that requires a pass code only held by tenants to enter, however, there is no code required to exit. I was asleep, all I heard was the alarm going off and the next thing the car was gone. I contacted the authorities and they said it...

I signed a lease agreement in 2016 for a vehicle in California and the vehicle was repossessed in 2018. I maintained open communication with the finance company in regards to my financial position and inability to pay the full monthly amount. They declined my offer and voluntary repossession and...