Recent content by Tony Jefferson

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    Tenant caused damage and lawsuit

    The policy has no liability coverage thus they would not cover the damage to the neighbor. When you say “that you have no liability because the damage did not result in any intentional or negligent act by you”, are you trying to say that my tenant was the negligent person at fault? Or that...
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    Tenant caused damage and lawsuit

    Sorry that I was not clear about the liability coverage. The policy only covers possessions and interior walls only. (Basic insurance the mortgage company demanded and sought out for us as our sale of the condo fell through when we bought our new house). Never thought to add more coverage. The...
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    Tenant caused damage and lawsuit

    We own an apartment and our tenant backed up the toilet (he tried to flush paper towels) and caused the unit to flood. This flood then leaked into the unit below us and that owner had almost $16,000 worth of damage. Our insurance policy on the our unit did not cover liability and thus wouldn’t...
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