Score went down because I took large balance transfer from a credit card for a home remodel (after the auto loan application).
I solicited the bank. Got into a branch for a different matter, they told me I was instantly approved for an auto loan and I took the offer.
Your guess for a fine...
Since the check was never cashed, no loan has been originated. At the bank they have an approved application for an auto loan, that's it. There is no loan number or anything.
Yes, it was a "blank check" for amount up to $20,000, and this is what I used. Forgot to mention I spoke with the bank and they said check is no longer valid. They offered to apply again with them, but at this point this is no good for me, my credit rating is not the same and I wouldn't like the...
Hi!
Hope someone can help! I am getting to the point:
Jan 18, 2020 I was approved for financing for a vehicle from a bank. A blank check was given to me with expiration date Feb 17, 2020. The next day, Jan 19, 2020, I bought a vehicle for $21600. Of that, $1,600 was paid with a credit card and...