Recent content by ssmc

that still does not answer my questions. FDCPA. How does that help if they are threatening to sue and they do? All I want to know is, Should I send a validation letter or go ahead and consider filing bankruptcy????

What about my other questions?

A CA has an account of mine from MBNA. The amount is $8965. They said I could pay $5379 all at once. I do not have that. They told me that I could not file bankruptcy and I could not go with a debt settlement company. They said if I did not pay the $5379 that they would serve papers on me. If...