Recent content by SMN82

The 10% was for a car (civil judgement) then they added a student loan and took a total of 25%.

Thanks! I am thinking that is probably m best option at this point. I am a single mother of 4 also paying out 1/3 of my "disposable income" to daycare... at this point I can't afford the gas to get to work.

Just one job, not receiving income from multiple sources.

I had a garnishment taking 10% of my gross income (10% of my gross income is less than 25% of my disposable income). I later received a garnishment notice from the Department of Education. My employer is now taking the full 25% of my disposable income. The way I understood what I had read was...