Recent content by sebvad

Thanks all. i understand i may be using language that may mean something different to me than it does to you, and don't want to get tripped up on the jargon. I also understand that your'e saying that simply incurring a medical cost while in the course of work (regardless of location) does not...

Thanks - Wow did i misread that one. So, just to be clear, if i'm in the bush for work, and break my leg, get shot, or have a heart attack (for work, not recreation), those expenses incurred as a result of being out of network are on me? HMO is covering a portion of emergency care, but not...

I work for a global multi-national company, and my role requires me (and our group) to travel frequently to 3rd world countries where there is a higher than average likelihood of medical need (ranging from potential to hospitalize due to food poisoning to gunshot wounds and snake bites). We...