seniorjudge:
The sentence, "Using the card knowing you cannot pay for it, and trying stick your deceased Dad with the bill is wrong.", does seem impolite to me.
To each his own I guess.
And I have thanked everyone repeatedly for their help, because I know it is free and based on knowledge I...
Duranie. I appreciate your response, and your heartfelt comment that it is wrong to "stick" my deceased Dad with this debt.
It may have come off that way but it was so hard to write it all and explain it all since it is typing, not talking.
I only asked the questions about them wiping out...
What about the "being in trouble" part? Will they just likely close the account and continue to allow me to make normal monthly payments as I have been for all this time?
If I call them and tell them he is deceased, do you feel they will try to make me pay it right away, or just close it and...
This is a long story. My father passed away in September of '06. Years ago, he opened a credit card (Visa) and put me on as an authorized user. I have a card with my name on it, but I am not to my knowledge, considered "an owner" of the credit line.
To that point, I have tried to call them...