Army Judge,
Thanks for response. Since our income is relatively solid it's highly unlikely we would pass means test...unless of course both BAC and Chase pursue for large amount(s). The property in Va is underwater ~30%. Outstanding to bac is about 375k, and to chase around 93k. House would...
In 2009 we relocated from our townhouse (purchase money came from BAC 1st, and Chase 2nd) in VA to PA (due to jobs). We purchased a PA residence in 2009. After some time in PA the monthly expenses became untenable and we stopped paying the VA mortage. Several attempts were made to short sell the...