Recent content by ryfly

  1. R

    GAP Coverage

    ------------------------------ The vehicle was denied gap. I was young and purchased the vehicle for 72 months at a ridiculous 17% interest right and i deferred a few payments. The vehicle was totaled about a year ago and just haven't tried to do anything with this until now. I contacted a few...
  2. R

    GAP Coverage

    What type of attorney should I seek?..Sorry I've never had to use one before. Thanks!
  3. R

    GAP Coverage

    So you do or don't think I'm responsible for the balance? How should I proceed? Thanks!
  4. R

    GAP Coverage

    Basically the insurance company said I had no GAP. The retail installment contract / GMAC Flexible Finance plan that names me as the buyer and the creditor as the DEALERSHIP. It says nothing about the bank that actually financed me. On the reverse side of that contract it reads: " If the...
  5. R

    GAP Coverage

    Hello, I purchased a used vehicle in New York in 2011. I was involved in an accident and the vehicle was a total loss and denied GAP leaving me responsible for $7000. I have a retail installment contract "gmac flexible finance plan" with the DEALER and on the reverse side it states "If the...
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