Recent content by rottlvr2

For three years of the four and a half years that I work for FedEx Trade Networks, I was put in charge of a program that required me to manage an on-call team 24 hours a day 7 days a week 365 days a year including holidays. I was required to manage it after working a normal shift. I would get...

we paid the first payment. now the second statement came and they want two years worth immediately. $10k I dont have. Also, the mortgage docs they have are from the original loans from 2006 that was 3 mortgage companies ago but we are paying on a loan modification from 2009. They dont seem...

Why would a mortage company wait two years to send statement? Had first and second modified 24 months ago. Have payed first on time every month since. called several times over two year period regarding second, said it was closed. Company bought out by another mortgage company and now two...

Illinois and primary residence.

We are in foreclosure and I am wondering if we will end up owing anything as we are going to walk away. I spoke to a lawyer who said that unless we are contesting it, we do not need a lawyer. With the foreclosure forgiveness act that was passed and us having filed bankruptcy last year as well...

We don't need to be in their good graces. We cannot afford the taxes on the house, that is why we are in this situation. Bad decisions that we have to live with. We had a small home, needed a bigger one, in comes a hot shot broker with smoke and mirrors and bam, we had two mortgages. we were...

I just want to do the right thing and start over. There are 5 children involved in this as well. I also don't want to be moving in the Chicago winter.

This happened on a refi two years ago. We were served with foreclosure docs last Friday and as I was looking thru them, I noticed and remembered that the dates were not my wife's or my handwriting and on the next page was the notary's stamp and signature. As we are in survival mode, I thought...

What, if anything, can be done if a notary lied about being present at our mortgage signing? Broker came to our house in the evening, had us sign the docs, said to not date them, which we didn't, and then had someone at his office notarize them the following day without ever seeing or meeting...