As of now, I have not disputed the charges with the three major credit companies. I have only contacted the bank/banker, in an attempt to find out the legal status of the charges. I have nothing to prove or disprove the charges from a legal standpoint. In other words, it's the bankers word...
In 1998 I co-signed for a loan for my son. He repaid that loan, and in 2003 took out another loan that I did not co-sign. He defaulted on the 2003 loan, and the banker called me and told me I had signed some sort of document which held me responsible for the 2003 loan. I told him that I did...