Recent content by Rick_49056

This is actually the original creditor doing this. He/the owner has emailed me personally and threatened to sue me for going on ten years now! The crazy thing is this has NEVER appeared on my credit report as a delinquent account. I am looking at my credit report all of the time. Thanks for your...

Correct, I have all of the letters and proof of accounts and dates. I also did research. Michigan is not a community debt state so I would not be liable for my wife's debts. Also, the ISP would have needed both of our permission to transfer the accounts. Yes, both accounts were established at...

I will. Do you think my SOL defense will work from what you read?

I appreciate your response. Makes great sense. I appreciate it.

On November 2, 2007, my wife received a past due notice for $353. 56 for internet service that never worked. Starting in August 2017 to September 28, 2017, the ISP failed to answer emails, voicemails, calls and their technicians could not fix the connection or fix the service. They lied numerous...