I ran over one of the small round metal access covers in the street that was ajar and flipped up under my car and tore off the lower side molding and destroyed a hubcap.
Is the city responsible for the damage, or am I screwed?
This is in Carlsbad, CA
To clarify the legal question:
This is now costing us real money because we were denied refinancing our second mortgage. The question is at what point do we need a lawyer, and how do we handle (or what should we avoid in) the dealings with the CRA and the credit company they have sold this...
My wife and I were just denied an equity loan because of five notice of collections on my wifes credit. We were not very happy since we don't owe any such debts, and we could really use the equity loan to pay off some credit card debts. In fact, all of our accounts are current and the only...