Recent content by phunkyshoester

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    Collection Agency Reporting a Debt with a Different Opening Date

    Due to a nasty divorce, I was unable to pay off a couple of credit cards. To the best of my knowledge, the debts became delinquent in June 2001 (30 days after payment was due) and so I was expecting all of the negative remarks to fall off my credit last year. I recently pulled my credit report...
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