Recent content by phull67

Thanks moose!! At this point, I DO just want it to go away. I rather enjoy the freedom of being able to keep my money in the bank rather than a pile under my bed. And waiting around to see if they're going to garnish my wages doesn't seem like a viable option. The fact of the matter is I owed...

Neither the account nor the judgment show up on my credit report. In fact there isn't a stitch of bad anything on my credit report.

No, I spoke too soon. The agreement came in the mail this morning, everything seems to be in order. Heading to the bank Monday morning....just glad to get this behind me at this point.

Five days, still no reply and no agreement in the mail. Still waiting...

Well the last communication I had with them was requesting the agreement in writing with a statement releasing me of all debt now and in the future. No reply yet today.....we shall see. I really don't have a problem paying what I owe.....but they're asking for about seven times the original...

I talked with the clerk's office again this morning. The judgment has never been renewed since 1999. The girl on the phone assured me that they can still come after me for wages, bank accounts and personal property for twenty years. The only thing the 10 year SOL protects is my credit report.

I sent an email yesterday requesting the agreement in writing including the statement moose suggested.....we'll see what they say.

WOW! So after I went to the courthouse I received a call from the lawyer and we were able to discuss this matter over the phone. He advised that even though I couldn't find a current judgment on file that they must have had one at one time due to the fact that they froze my accounts...... We...

Meeting with the attorney go postponed so I took it upon myself to go down to the county courthouse and see if there is judgment on file with them. Turns out there are no judgments in my name currently on file in the county I've lived in my entire life. So I'm gonna go ahead and ignore all...

SOL on a judgment in New York State is 10 years, then they have one year from the date of expiration to renew. FYI

thanks judge

New York State CPLR 211 - A money judgment is subject to collection for 20 years Not looking good for me...

There definitely was a judgment, it dates back to 1999. They froze one of my bank accounts about 8 years ago for almost a year and then again about 6 years ago. I haven't heard anything since. But there is no judgment showing up on my credit report and given the fact that the statute of...

Thanks again!! All good advice

That was supposed to read CPLR.....brain fart