Recent content by PattyM

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    Virginia HOA Usury Limits??

    The Money and Interest Statutes (referenced above) set the Legal rate of interest at 6% when there is no express contract. So we skip to Contracts for more than the legal rate of interest and find that 12% is the limit, except for certain "statutes which permit payment of interest greater than...
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    Virginia HOA Usury Limits??

    I see the distinction. This makes it a two part issue, then: 1) The excessive rates charged for delinquncies according to the Association By-Laws, which only seems regulated by the Money and Interest statutes; and 2) Upholding rates specified by the By-Laws upon judgment, as "lawfully...
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    Virginia HOA Usury Limits??

    My Home Owner's Association is charging excessive interest (18%/annual) on delinquent assessments. The Property Owners and Condomenium Owners Association Acts both refer to "Legal Rate" of interest in this situation. The Statute on Legal Rate of interest (6.1-330.53) is 6%, with some...
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    How to Appeal DMV decision??

    I was granted a court-ordered Restricted License after being convicted of misdemeanor Hit and Run, Unattended Property under $1000, on appeal to Circuit Court. Then, when the clerk consulted DMV Court Services they were told that NO H&R's are eligible for Restricted driving privilidge during...
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