Why would you file for bankruptcy? Why not just let the loan default/foreclose. Keep all your remaining obligations in order and current, aggresively build your credit for two or three years and let this blight remain on your credit reports for the next 7 years (same amount a bankruptcy will...
What is the name of your state (only U.S. law)? FLORIDA
Unfortunately, due to illness and the economy, I can no longer afford to make the mortgage payment for my home. I have been current in my mortgage payments since the start for nearly 10 years ... But, this month, I had to face facts and...