What I have, for years, failed to understand is this: one can obtain one's credit report(s) once a year for free, but one has pay (some entity) to get one's credit score. Why?
I have a situation about which I have been confused for a number of years. I have Googled, searched, and researched. And my confusion continues. I asked about this matter on a message board some time ago -- and the replies only added to my confusion. Please allow me to explain my story in...