Recent content by Mjs78

3 years, and it IS paid (I paid it), but it's still a mark on their CR

No, I never got anything stating the account was closed and in good standing, I had only paid what I *thought* to be the last bill, and then had moved. I don't know if it just didn't come, or if it did but I didnt get it because of the move. Either way it was a few years and im just now...

I have no idea...because I'm freaking out haha It's a he said/she said thing and it just doesn't look all that peachy for me, although the paying it off i would think would help.

Thanks! It IS my debt and of course i want to pay it, im not even worried so much about charges to save face with the family, my main concern is jail time and stuff. As for proving me the "perpetrator" that would be open and closed, it was at my address. But I will. Paying it off and...

A few years ago, I had opened up a landline phone account under a relatives name (she lives in FL, I am in NY) She knew about this, was okay with it. I had the acct for about a year and then cancelled it, thinking I had paid in full. Apparantly, I was wrong as she just found a delinquent...