So they can still send this to collections which would show as a collection several years later. I would think they would send to collections right after updating my credit report. The credit report doesn't have a balance or amount wrote off. I tried calling the number on the credit report but...
From what I remember, a payment was not made for some time. I made one payment which is noted on the credit report dated 2017. The credit report doesn't have any amount in the balance - just a line and blank. Is that the same as a zero. Can they go back to a collection.
My credit report shows a paid charge off for an auto loan . The date listed is July 2017. I don't think it was paid in full. Can they still collect. There is nothing else regarding this entry.