This is the first dental/medical malpractice claim I've ever been involved with. Although my patient records show malpractice (patient abandonment) occurred, I'm expecting an offer for no more than what I paid the dentist. That's how realistic I'm being.
If you don't mind, what's the usual...
As a non-attorney, I would assume an insurance company may not turn over the entire policy until the discovery phase - if a court case is ever filed. If I had specific questions about the policy's coverage, they may not answer them if the feel it would give me more leverage.
What I don't completely understand is whether a malpractice policy that excludes gross negligence will pay damages with the exception of punitive damages... or, if act of malpractice was found to have involved gross negligence, would the insurance company negate the entire claim.
Thank you.
I visited the websites of many insurance companies that offer malpractice coverage. According to the coverage information, most policies don't cover gross negligence. Others cover gross negligence if extended coverage is purchased.
I'm not looking for a gazillion dollars. I just want to know...
I have a question that involves settling a dental malpractice claim with an insurance company when the claim involves gross negligence.
It's my understanding that most dental malpractice policies either do not cover gross negligence or offer extended coverage for gross negligence. My question...