WOW!! I called the legal firm that issued the summons and was told to e-mail the hardship letter - which I have and am now waiting on a response. I did not mention the word "bankruptcy" in it at all! Thanks :-)
I stand corrected, it is a summons (thank you!), and yes it does have a specific date and time to appear. It is an attempt to collect a debt for a credit card company. I have been informed that since I am on disability and in a nursing home, I may e-mail the collection firm a "hardship" letter...
A year and a half ago, I entered a nursing home. At the time, I thought it would only be for a short while, that I would get better and get on with my life. When it was determined that I would be in a nursing home indefinitely, I surrendered my apartment and had my mail forwarded to my...