Recent content by Mat1428

Exactly... I have no clue who this "debt buyer" is. All they provided me in the complaint was an exhibit "A" which was 2 statements from my credit card company. Do you know if that counts as verification for a complaint? How could I make this "You can always seek through discovery the ORIGINAL...

I am currently a full-time student. It's a credit card debt that I would have been willing to negotiate... I am still willing to negotiate a payment of the debt. They seem hell bent on suing me for it as well as seek damages and attorney fees.

Thanks again... I really do appreciate the second pair of eyes looking it over. Also, the information you posted really did help.

As long as it gets accepted by the court. Like I said, I'm hoping it will buy me some time to hopefully settle out of court. Do you think I checked all the correct boxes? I remember you suggested possibly going with the 3.b.(1) box? Do you think it really matters?

I would have loved to do a general denial, but I' pretty sure their complaint was verified and the amount exceeds $1,000. I'm trying to roll with the "Defendants are without sufficient information to either admit or deny the allegations contained therein and therefore deny them" in response to...

Here it is...

I am planning on turning my form in tomorrow. If you would take one last look at it, it would be greatly appreciated. I want to make sure the correct boxes were checked, and if you think things were worded correctly. Many thanks for all your help! I will upload in a minute.

Thanks for those links posted... very helpful information. When I draft up my form maybe you can take one last glance. Thanks so much!

Thanks. I appreciate the insight, good things to consider. I have a few different answers to the allegations I'd like to use. When I list Paragraphs 13-23 is it wise to just list my answers right after? Does it need to be in any particular format?

I am unable to upload the entire summons(too large), but here is the rest of the complaint you said might be helpful to see.

Thank you very much for your response. I do owe the debt. I was living out of state and there was a lot of miscommunication with the debt collector. I didn't receive many of the notices they sent to my address, but I was aware of the ongoing dispute. I wasn't in a position to pay the debt and we...

I am being sued by a 3rd party debt collector. I am in the process of filing a PLD-C-010 form in hopes that I can buy some time and negotiate a settlement. Based on the complaint I wanted to know if my denial answer on the PLD-C-010 form would be acceptable in court for question number 3. I...