Recent content by Klockdoc

  1. K

    Division of Assets for Medicaid

    Yes she has applied. There used to be an MSA, Medicare Savings account, which would have helped but they discontinued that. Insurance has a similar high deductible plan, a Lasso Plan whereas the company places $2-$3K in the saving plan and that is used to pay for medical expenses but hardly...
  2. K

    Division of Assets for Medicaid

    When working, I had a HSA whereas I could transfer funds from my IRA into the HSA to pay for unexpected medical expenses, tax free. Once on Medicare, the ability to have an HSA, no longer exists. Is there another method to pay for medical expenses whereas one could avoid the taxes on the...
  3. K

    Division of Assets for Medicaid

    Hello. I have a spouse who recently had a stroke. Getting to a situation whereas they will need to have a nursing facility to provide care, I wanted to find out more about Missouri division of assets. I do not want to go into a Medicaid annuity whereas Medicaid gets ALL our possessions and...
  4. K

    Credit Rating

    I have a bad rating for collections against my credit report. I called the collection agency and they told me it was for a cable box that I didn’t return back in 2015! I explained the situation to the agency whereas I returned the box to an outside deposit box supplied.by the cable company...
  5. K

    Civil court preparation after small claims win

    LOL. You ever read your posts before hitting the send button? No wonder you have so much time to browse this forum No customers?
  6. K

    Civil court preparation after small claims win

    Well, looks like I convinced this judge also. Not to the extent of the 1st judge, but for a total of $4500 plus court costs. I used affidavits to enter the business documents into court. The Kelly Blue Book comps for my vehicle were allowed because the insurance companies valuation paperwork...
  7. K

    Civil court preparation after small claims win

    Seems the Judge in the first trial didn't share your opinion.
  8. K

    Civil court preparation after small claims win

    As stated above, It was a NEW rebuilt engine. The auto only had 34000 miles on it since it was replaced. The transmission and transfer case had documented mileage from the source.
  9. K

    Civil court preparation after small claims win

    Well thanks for responding. This a trial de novo if that changes things
  10. K

    Civil court preparation after small claims win

    Mmmm.So your saying that automobiles with less mileage on them are not worth Mmmm. So you're saying that an auto with less mileage and wear and tear on components isn't worth anymore than an automobile of higher mileage? OK
  11. K

    Civil court preparation after small claims win

    The documentation I provided was receipts of improvements to the vehicle New rebuilt Motor showing only 34000 miles versus actual miles of original damaged motor New fuel pump New windshield replace 2 weeks before accident Replacement transmission and several other receipts indicating that I...
  12. K

    Civil court preparation after small claims win

    Well I'm not afraid to educate myself. That is the purpose of the questions here. To find out how to proceed legally.Thank you very much for the links. I will review them. The insurance company originally totaled my auto. The amount offered wasn't close to comparable vehicles from various...
  13. K

    Civil court preparation after small claims win

    My auto was involved in an accident. The defendant admitted to damages. Her insurance tried to low ball me and offered an amount that was way under the value of my auto. I went to small claims court and presented material that showed the value of my auto was higher than what the insurance...
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