Recent content by JTLoh

If you have the title in your name and took it to him for repair he can not legally just take it to the junk yard without your permission. You can file a small claims action against him.

I see your, know when to fold'em, and I raise you....... Sometimes you gotta fight when your a man.

I disagree. But I thank you for the advise.

Probably good advise. But I also believe sometimes you got to stand up for what's right. Sometimes there may be an additional price to pay for doing so but at least you know you didn't let people run you over.

I would content I have small damages (couple months lease payments with insurance) In addition, there are statutory damages with TILA & OCSPA (Ohio Consumer Sales Practices Act) In addition, per OCSPA, once they violate the law, the consumer has the right to null the remainder of the contract...

Thank you very much for this information. I do have all of this already and have used that number several times. They even refer me to a so called Asset Reallocation Department, which doesn't have a published number. They tell me the same things. I have no right to an appraisal, its not the law...

Hi Jack, I appreciate your response. But Zigner, absolutely was saying I don't have standing. And he/she seems very negative. Its really kind of a strange vibe he gives off. Like, ok, I'm going to help you with one small bit of advise. And if you don't like it and or what some further...

Then I am glad I was at able to provide you with some type of compensation for your time.

No worries. No need to apologize. Maybe re-evaluate why you are here being so obtuse. But whatever, best of luck to you as well.

Now I'm SMH! I would agree, a formal letter from an attorney COULD (and probably WOULD) have a greater effect than my letter. (Demand) However, a legal demand from a NON attorney doesn't excuse US Bank from following the law and/or their own lease now, does it? Maybe they could put that into...

Which demand would you be referring to? I've yet to make an arbitration demand against US Bank. My "last" arbitration demand was against American Home Shield. I got a nice settlement check. My "last" regular demand, was for my kid to do his homework.

As I said, ignored. To which you seem to now be implying I don't have a next step? I can certainly file a demand for arbitration with the AAA (per my lease agreement), no?

US Bank

No offense, but you seem to be implying that only an attorney can compel them to follow the contract? Why wouldn't they be obligated to comply with my pro se requests?

Oh, and I also sent a certified letter of my intent to terminate the lease early. I've heard nothing back on that either. At this point I am stuck not being able to terminate early because I have no idea what my liability will be, as far as "Realized Value". I owe $31,000 (all fees and charges...