Thanks. I’m pretty sure the exclusion is from the following in the rental policy. Under “Losses not covered”
continuous or repeated seepage or leakage of water or steam from a:
(1) heating, air conditioning or automatic fire protective sprin- kler system;
(2) household appliance; or
(3)...
We did contact our insurance company. They said they only cover in instances where the damage was sudden and unexpected like a burst pipe or toilet overflowing. When there’s mold, it likely indicates damage over a period of time.
After mold remediation and repairs, it came out to about 4000 dollars. We hadn’t been performing inspection. We typically relied on tenant to report issues. The most noticeable indicator of an issue was a stain forming around the base of the toilet which they said they had noticed before but...
The tenant has lived there for five plus years and has generally taken good care of the property. We typically respond to repair calls but do not currently perform an inspection. We do plan to perform one now due to this situation.
Just based on the mold and stain it looked like it had to have...
I had a question about who would be responsible for damages in the following situation.
I have a 3 story townhome rental property. Recently my tenant alerted me to a situation where he had noticed water stains and mold in the first floor garage ceiling. After the plumber came by to take a look...