Hello. The agreement was strictly verbal and there was nothing in writing about terms, finance charges or anything at all for that matter. I just called one day for lawn services, and they began showing up every two weeks to cut the grass. There was never anything signed; no contracts; and...
Last summer, I had a lawn company cutting our grass. I lost my job and fell behind in payments, and still owe them money. I have been making monthly payments, however, they are applying a portion of them to finance charges, but I never signed a contract, or anything agreeing to finance charges...