Recent content by ICHen

  1. ICHen

    Auto Loans Auto Loan Contract vs Auto Financing Claim

    I'm not two months late on the last payment. I paid the last payment but not the $475.60 since I wrote the office in dispute and for clarification, and sent certified w/RRR. But they ignored me. They're still ignoring me regarding that letter. Only on 9/20 did I receive a response on my 9/14...
  2. ICHen

    Auto Loans Auto Loan Contract vs Auto Financing Claim

    Yes, they did, and we don't have a problem paying that. It's the $3,700 we're suspicious about. Yes, but we always kept in contact with them via e-mail (saved ALL e-mails), asking for the total amount they needed (incl interest, penalties, etc.) in order to bring our account current. They...
  3. ICHen

    Auto Loans Auto Loan Contract vs Auto Financing Claim

    You didn't read the part in the contract where they "will" notify us of any changes in what we must pay before the final scheduled payment (which we paid on time, as we've done in the preceding 6 months) in what we owe? It's in bold and in red. I didn't know lenders could legally spring costs...
  4. ICHen

    Auto Loans Auto Loan Contract vs Auto Financing Claim

    We have an auto loan since 2011. Our contract states that before the last scheduled payment is due, we were to receive notification of any changes in what we owe. Last scheduled payment was due on 07/14/2017. According to the contract, "How Late Payments or Early Payments change what you must...
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