Thank you for you help. I do not have anything to budget. I was self employed and the last project I had the fdic took over the bank that was funding it so the monies owned to me disappeared over night and then we got some surprisingly and that is what I have been able to live off of and that...
Thank you for all your replies they are very helpful. I havent been able to pay the cards for about 1yr and a few months. this particular one with the summons doesn't seem to have been sold to a collection agency but is the bank it self, but I will double check that. I have had this card...
now I have to respond to the court with myside so that could sway the court and would they put stipulations on them as to what they can do. I am not denying the debt and am not refusing to pay right now I can barely eat so for me to even give them $5.00 a month is pushing it but I can do it...
I just received a summons for a credit card debt. Probably the first of many to come. I am concerned on what to say in my response to the court. want to be completely honest with them but afraid that giving all info may some how be used to harm me instead of help. If I lose the case and have...