Yes, deal directly with the financing Co. Have the now present owner sign over all rights to you, have it notarized, take possession the bike while submitting payment to financing Co. Make sure the bill of sale is paid in full and is between the financing Co. and You.
I did a custom paint job on a Harley Davidson. It soon became apparent that
the owner could not pay his bill and after several months could no longer be located. I proceeded to have a Lien Sale, following every stipulation of Civil Code 3072. This took 3 months. With there being no...