Did that sound as if I felt I did not owe my mother or plan to repay her? Certainly not my intent. We had a verbal agreement (and yes I have a moral agreement to not only repay her but to care for her as her husband wished).
She was in the room when i "found" her envelope on the desk and knew...
My mothers husband passed recently and he left my mother an insurance policy which we were going to put into an annuity. Given the economics an annuity would have given only a small return at 1.3% (We did meet with a financial adviser) My mother had offered to pay off my high interest rate...