This is how I feel
If a tree falls on your car and it is otherwise healthy YOUR comprehensive insurance covers it. This was unforseen, Unpreventable, and uncontrollable. Also known as an Act of GOD.
I pulled into the lot at work. When I opened the door a gust of wind slammed it into the car next to me severing the passengers mirror. I understand how much this sucks someone did it to me twice. I estimate the damage at under 300 deductable is 250. The insurance will be questionable to begin...