Recent content by etherealfocus

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    Personal Bankruptcy Ch. 7 vs charge-off?

    I knew self-filing was an option, but I was under the impression that it was actually a fairly complicated process and that if any of the companies tried to fight the bankruptcy I'd basically get slaughtered. Googling 'bankruptcy texas' yields plenty of results; my primary issue with them is...
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    Personal Bankruptcy Ch. 7 vs charge-off?

    I'm massively in debt with low income. I owe $400 to Chase and a credit union, $1600 to Discover, $2500 to a US Bank reserve account, another $2500 to a US Bank checking account, and $13k on a US Bank Visa. The Discover just charged off and the US Bank reserve account is about to, as is the...
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