Recent content by erj145aviator

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    How to negotiate fair payment for collections

    Update on Situation The school did in fact say to pay through the collections company, but I asked her if the debt was sold or if they hired them to collect. She informed me that it was not sold, and the company is only hired to collect. How can I verify that it is illegal for them to charge...
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    How to negotiate fair payment for collections

    Come to think of it. Is there a standard form that I can request that will have to truthfully outline such terms? Thanks again!
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    How to negotiate fair payment for collections

    I forgot to add, the debt is about 3months old from the original statement from the school.
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    How to negotiate fair payment for collections

    Hi Thanks for the reply. The total due is only a thousand, so I know they probably wont take me to court over it because that will cost them more than its worth. I did get a hold of the school, but they put me off to another contact (school) there that wasn't in the office today. I'm not...
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    How to negotiate fair payment for collections

    Good Afternoon, I completely overlooked a balance from a school I transferred out of. They sent it to collections, but the collections agency is asking for more than I can literally handle each month given my income and they refused to take less. Ideally I'd like to pay the school...
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