Recent content by Diane

Adjusterjack, Then why would they try to deduct from coverage C payment ?

Army Judge, The money in question was for a rental after the fire not for the dwelling that had the fire. It was the deposit paid by the temp. housing company and I am assuming that it was returned to them by the landlord as he told me the house met the requirement for the money to be...

Adjusterjack, Thank you for your input. I believe that I understand the amount that they owe when they say they are going to pay the policy stated limit for the Coverage C less the check that they have given to me. It's just that the 3700 wasn't given to me and if the landlord didn't give it...

That is very true it's a shame that you put out money to protect yourself but they try to bite you in the end

First off I'm not arguing a point I'm just trying to understand since if you read the policy the amount that they are trying to deduct was not paid to me and based on the policy it does not fit in the definition of Personal Property. In reference to your comment about contacting the Insurance...

I believe you are missing what I am saying. I suffered a total loss of everything the fire occurred Jan. of 2014 they have finally commented to pay the full policy limit but are trying to deduct for this amount. The food and gas submitted to them was only for the days that we were actually...

I have done this and they have been requested to provide proof that this was something that I received which they have not done. However, I do not see how this could possibly have been coded as Personal Property "as the cost was an expense that was incurred as a reasonable increase in my...

The problem that I have is the insurance company is trying to deduct it from my Personal Property payment that they are going to make

The deposit was 3700 and no I have not seen the deposit money as far as I know it went back to the housing company that made the payments.

So you think that money that was paid by the housing service to a landlord under the Additional Living Expense coverage and not to me should be deducted from the amount of my Personal Property payment. How can that be a part of my Personal property that was not in my home that was destroyed nor...

The policy has Coverage D- Additional Living Expense and Loss of Rents with it's own dollar limit. In the policy declarations page for this coverage it states that the policy will pay the reasonable increase in your living expenses necessary to maintain your normal standard of living while you...

I never posed the question to the company. The insurance company's adjuster had a housing company that they use contact me after he gave me their name. Once we found the rental property that company handled the issuing of the checks for the security deposit, and monthly rental amounts for the...