Recent content by Dan C

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    Demotion or termination

    Further to the previous post, does it make sense to retain a representative for the potential demotion / termination meeting with HR?
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    Demotion or termination

    After being in the position for several years meeting expectations, an individual received a negative review and was presented with a dilemma: accept a pay cut and a demotion or be terminated for performance. Is there any leverage in a) accepting option 1) or b) going through with option 2) and...
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    Repairs, Maintenance Florida: washing machine broken for months

    The landlord's maintenance man said so but vaguely. The landlord ghosts his tenants. Correction: the lease explicitly mentions washer and dryer. Breach of contract / specific performance?
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    Repairs, Maintenance Florida: washing machine broken for months

    A family member's. Presumably, mechanical failure.
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    Repairs, Maintenance Florida: washing machine broken for months

    Not my lease, so not 100% sure but can assume that it does not specifically address the washer (advertised as working when signing the lease). The landlord does not want to fix it because it costs money :)
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    Repairs, Maintenance Florida: washing machine broken for months

    It's more like $400 / 4 = $100, besides a) it's a coin laundry machine and b) what if it breaks again? Not even sure it is repairable.
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    Repairs, Maintenance Florida: washing machine broken for months

    The landlord refuses to fix a washer used by multiple tenants in the building. When the lease was signed, it was operational and advertised as such but broke soon afterwards. What remedies are available to tenants (e.g., sue for false advertising, withholding parts of the rent etc.)? Thanks.
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    Illinois Dental insurer keeps losing claim submissions

    Thanks, @cbg. She tried that, and so far it has not helped. Is this pretty much her only avenue?
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    Illinois Dental insurer keeps losing claim submissions

    Hello, My wife's employer offers a dental plan administered by MetLife via Education Benefits Cooperative. MetLife keeps losing my wife's submissions faxed and mailed to them multiple times and responds that they "have no record of the claim" in their system despite multiple mailings and faxes...
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    Forced exercise of options in an IRA

    I hold an IRA self-directed account with one of the largest broker-dealers/investment advisors in the country. Recently, a cash-bought covered put expired in the money in my account. When I looked at my transaction history, it turned out that the put was not exercised but instead forcibly sold...
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    Can a home insurance company increase premiums midterm?

    Will do as soon as the rollback goes into effect. Was planning to remove any PPI but thanks for the reminder.
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    Can a home insurance company increase premiums midterm?

    Per the agent, they entered the correct square footage into the system but got a different premium than what was agreed upon at the start of the policy. Based on the new quote, they decided to increase the premium retroactively as of that date. So if the agent made a mistake when the policy was...
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    Can a home insurance company increase premiums midterm?

    Hello, I refinanced my home last year with a new mortgage company and an appraisal waiver. Recently, my insurance company decided to retroactively increase my premiums because they erroneously thought that the square footage of my house increased by 25%. There have been no improvements to the...
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