I'm not splitting hairs. Your second sentence there is precisely my point: a loan commitment with conditions is still a loan commitment.
As for what I "want from you", I'm not sure what you mean. The cited decision was not in Ohio. I am looking for someone familiar specifically with real estate...
The original date of the purchase agreement was 7/11/2019. It was amended after negotiation and signed again on 7/13/2019.
The appraisal document we have in our possession has the "date of inspection and effective date" listed as 7/16/2019 and the document was delivered to us by the lender on...
If an approval with a contingency is not a commitment, why does the approval letter state a "commitment expiration" date?
The seller's agent sent us a mutual release with an addendum. They are attempting to cancel the sale.
Can't the lender decline the loan at any time before the funds are...
Brief backstory
Entered into a contract to purchase a residential property. Seller is claiming that they are voiding the contract due to failure to meet the "financing contingency", which states:
We provided an approval letter to the seller's agent on 07/16/2019. This was not pre-approval...