hi jenny
I'm in california and not familiar with florida law but i'll tell you how it works here. what you are referring to is called a Quit Claim deed. What it does is transfer title only, not encumbrances (debts). In other words, your mother could transfer ownership of the house to you...
we applied for a refinance on a home in arkansas. the lender dragged his feet for months, telling us we would close in april, then may, then june etc. when he finally got the paperwork to us the terms were completely different than what we had specified, i.e. we wanted fixed, it was...