Recent content by Chelle1168

Thank you so much Army Judge! I will speak to a couple of them. I just found out about this option from a friend who is being forced to file by his ex band wanted to get some basic info... I just have two more questions. By restructure or reaffirm, do you mean refinance the house? Would a...

If I were to file a BK, what happens to my home? The bank still owns the majority of it ($60,000 of $79,000), though I have owned it for 8 years. I recently was forced -Wells Fargo says, by FEMA- to buy flood insurance which took my monthly payment (including escrow) from $646 to $772. In...