Recent content by bordercollie

And if the judgement holder did foreclose on my property (how is it not foreclosure?) wouldn't the mortgage holder (in this case my mom) be able to bid on the property up to the value of the mortgage without spending additional cash? I'm thinking a trust may be the best way to go but at the...

Thanks for the reply. The additional piece of info is my mom holds the mortgage (she loaned me the money to purchase the property). From my understanding homestead exemptions will not work with criminal restitution so I just want to be prepared if a lien pops up Also, my uncle was compensated...

But I don't think a homestead exemption will protect against a "criminal" judgement. I'm hoping that as long as I keep my house mortgaged I'm safe?

Hello, About 10 years ago I was convicted of vandalizing a duplex willed to my mom but "expropriated" by my uncle by way of joint tenancy deed. I was ordered to make restitution for about $95,000. After completing a 8 month jail sentence the nice doctors in the jail (LA County) helped me get on...