explanation
No payments or acknowlegement of the debt has been made since 2001. The debt was written off by the original creditor and I am assuming purchased by someone else.
In 2000 to open a business, I borrowed money against some of my credit cards and because at the time, my credit was so good, I was able to get money from credit card companies just by signing my name. Unfortunetely things did not work out and even though I have paid some of the accounts off...