Many thanks, Mightymoose. Yes, if I were to go forward with legal action I would definitely do so with an attorney at my side. I guess my next step would be to go have a talk with one to see whether they think it's worth it. As you can imagine, it's not so much the money that concerns me...
So I have a rather long-winded description of my situation, so hopefully you'll bear with me.
A collection judgment was issued against me in California in 1999 after I defaulted on a Sears credit card. I left California that year and moved to New York State. I had no idea a judgment was...