Is it possible for a bank (Lender) to default in a foreclosure case by not responding to the Borrower's Affidavit requesting the Lender tomake full disclosure under The Truth In Lending Act 15 U.S.C. §1601, Privacy Act Title 5 U.S.C. § 552(b)(4), and Title 12 U.S.C. § 2605 the requirement of a...