New Jersey and Florida specifically require that commercial loans with rates over a certain amount (basically, any non-bank rate loans) must be funded by a company within the state of Florida. I believe this was one of those laws that Florida commercial lenders successfully lobbied for/bought...
My company is a hard money lender based in Seattle, WA. Most of the business we do is outside of Washington state, but there are several loan requests we have been unable to fulfill due to conflicting laws about out of state lenders.
Specifically this applies to New Jersey, Tennessee and...
Hard Money Forms & Info
You should try visiting Avatar Financial's Hard Money Lenders page. It may offer some guidance - there is also a forms page where you could see what sample forms look like.