Thanks for the quick reply. I guess what I'm left wondering how likely it is that a collection agency would pursue the costs of legal action towards someone who is paying them regularly. I have no assests save for a beater truck and my few meger personal possessions. The collection agency...
I recently got overextended on one of my credit cards and fell 90 days past due. While I've always overused credit, I've traditionally done an excellent job of juggling my accounts but this one got away from me. Although I was told no action would be taken until I reached the 120 days past due...